PayPalallows users to create an account using an email while Venmo requires a mobile phone number. PayPal charges 2.9% of each transaction plus $0.30 for purchases made with a credit or debit card. Venmo charges 3% per transaction for purchases made with a credit card and no fee for debit card purchases. The"friends and family" option is used to send personal payments between PayPal accounts. Unfortunately, residents of India no longer have the option of gifting money via a personal payment, so you would need to send a payment to the seller by following these steps: Log in to your PayPal account. Click "Send Money." Letme help you understand. With us here at PayPal there's 2 ways on how you can send payment. Personal Payment and Goods and Services. With Personal payment this is absolutely free of any fees unless you will use another currency or send it to another country. Typically being used by Friends and Family Members. 10March 2020. PayPal customers encouraged by sellers to make payments via its 'friends and family' option instead of 'goods and services' are unnecessarily leaving themselves without payment protection - and some are even losing cash. PayPal's system allows users to select between making a payment for 'goods and services' - which comes 2 Donations@ eligible for the send function only; it cannot be used to request money. Zelle® may be used to send direct donations only to American Red Cross Disaster Relief. Donations to other charitable organizations are not available at this time. Wells Fargo and Company and its Affiliates do not provide tax or legal advice. .

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